/* Shared styles for Penny content/info pages (About, Privacy, Cookies, Terms, guides). */
:root{--ink:#0E1114;--mint:#0FD89E;--mint-dk:#0A8F68;--paper:#fff;--soft:#F4F7F6;--line:#E3E8E6;--muted:#5C6660;}
*{box-sizing:border-box;margin:0;padding:0;}
body{font-family:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;-webkit-font-smoothing:antialiased;}
.top{border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:5;}
.top .row{max-width:720px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;gap:10px;}
.coin{width:30px;height:30px;border-radius:50%;background:var(--ink);color:var(--mint);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;text-decoration:none;flex:0 0 auto;}
.brand{font-weight:800;letter-spacing:-.02em;font-size:19px;color:var(--ink);text-decoration:none;}
.top .nav{margin-left:auto;display:flex;align-items:center;gap:16px;}
.top .nav a.gl{font-size:14px;font-weight:600;color:var(--muted);text-decoration:none;}
.top .cta{background:var(--ink);color:#fff;font-weight:700;font-size:14px;border-radius:11px;padding:9px 15px;text-decoration:none;}
main{max-width:720px;margin:0 auto;padding:30px 20px 50px;}
h1{font-size:clamp(28px,5vw,40px);font-weight:800;letter-spacing:-.025em;line-height:1.1;margin-bottom:12px;}
.lede{font-size:18px;color:var(--muted);margin-bottom:24px;}
.meta{font-size:13px;color:var(--muted);margin-bottom:22px;}
h2{font-size:clamp(20px,3.2vw,25px);font-weight:800;letter-spacing:-.015em;margin:32px 0 10px;}
h3{font-size:17px;font-weight:700;margin:20px 0 4px;}
p{margin-bottom:14px;font-size:16.5px;}
ul{margin:10px 0 16px 2px;padding-left:20px;}
li{margin-bottom:8px;font-size:16.5px;}
strong{font-weight:700;}
a{color:var(--mint-dk);}
.tbd{background:#FFF7E6;border:1px dashed #E7C766;border-radius:10px;padding:10px 13px;font-size:14px;color:#7A5B12;margin:6px 0 16px;}
.box{background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:20px 22px;margin:26px 0;}
.box h3{font-size:18px;font-weight:800;margin:0 0 6px;}
.cta-band{background:radial-gradient(120% 130% at 85% -10%,#123c33,var(--ink) 70%);color:#fff;border-radius:20px;padding:28px 24px;margin:34px 0;text-align:center;}
.cta-band h2{color:#fff;margin:0 0 6px;}
.cta-band p{color:#C7D2CC;margin-bottom:18px;}
.cta-band a{display:inline-block;background:var(--mint);color:var(--ink);font-weight:800;font-size:16px;border-radius:13px;padding:14px 26px;text-decoration:none;}
.warn{font-size:13px;color:var(--muted);background:#FFF7E6;border:1px solid #F1D98A;border-radius:12px;padding:13px 15px;margin:24px 0;}
footer{border-top:1px solid var(--line);margin-top:20px;}
footer .row{max-width:720px;margin:0 auto;padding:22px 20px 40px;}
.ftnav{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:14px;}
.ftnav a{color:var(--muted);font-size:13.5px;font-weight:600;text-decoration:none;}
.ftnav a:hover{color:var(--ink);}
.ftlegal{font-size:12.5px;color:var(--muted);line-height:1.6;}
.ftlegal a{color:var(--mint-dk);}
/* calculators */
.calc{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:22px;margin:24px 0;}
.calc .field{margin-bottom:16px;}
.calc .field:last-child{margin-bottom:0;}
.calc label{display:block;font-size:14px;font-weight:700;margin-bottom:7px;}
.calc label .hint{font-weight:500;color:var(--muted);font-size:12.5px;}
.calc input[type=number],.calc select{width:100%;font:600 17px "Plus Jakarta Sans",system-ui,sans-serif;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:11px;padding:12px 14px;-webkit-appearance:none;appearance:none;}
.calc input[type=number]:focus,.calc select:focus{outline:none;border-color:var(--mint);}
.calc .inpwrap{position:relative;}
.calc .inpwrap .pre{position:absolute;left:14px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--muted);pointer-events:none;font-size:17px;}
.calc .inpwrap.money input{padding-left:26px;}
.calc .inpwrap.pct input{padding-right:34px;}
.calc .inpwrap.pct .suf{position:absolute;right:14px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--muted);pointer-events:none;font-size:17px;}
.seg{display:flex;gap:8px;flex-wrap:wrap;}
.seg button{flex:1 1 30%;min-width:110px;background:#fff;border:1.5px solid var(--line);border-radius:11px;padding:11px 10px;font:700 14px "Plus Jakarta Sans",system-ui,sans-serif;color:var(--ink);cursor:pointer;transition:.12s;}
.seg button.on{background:var(--ink);color:#fff;border-color:var(--ink);}
.result{background:radial-gradient(120% 130% at 85% -10%,#123c33,var(--ink) 70%);color:#fff;border-radius:16px;padding:24px 22px;margin-top:20px;text-align:center;}
.result .rlab{color:#C7D2CC;font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;}
.result .big{font-size:clamp(30px,8vw,46px);font-weight:800;letter-spacing:-.02em;color:var(--mint);line-height:1.05;margin-top:4px;}
.result .sub{color:#C7D2CC;font-size:14px;margin-top:8px;line-height:1.5;}
.breakdown{margin-top:16px;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;}
.breakdown table{width:100%;border-collapse:collapse;font-size:13.5px;}
.breakdown th,.breakdown td{padding:9px 13px;text-align:left;border-bottom:1px solid var(--line);}
.breakdown th{background:var(--soft);font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);}
.breakdown td:last-child,.breakdown th:last-child{text-align:right;font-variant-numeric:tabular-nums;}
.breakdown tr:last-child td{border-bottom:none;font-weight:800;background:var(--soft);}
.calc-note{font-size:13px;color:var(--muted);margin-top:14px;line-height:1.55;}
.calc-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px;margin-top:22px;}
a.calc-card{display:block;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;text-decoration:none;color:var(--ink);transition:transform .12s,border-color .14s,box-shadow .16s;}
a.calc-card:hover{transform:translateY(-2px);border-color:#CDE9DF;box-shadow:0 10px 26px rgba(14,17,20,.07);}
a.calc-card .t{font-size:16.5px;font-weight:700;}
a.calc-card .d{font-size:13.5px;color:var(--muted);margin-top:5px;}
a.calc-card .go{display:inline-block;margin-top:11px;font-size:13px;font-weight:700;color:var(--mint-dk);}